Terms & Conditions

Last updated: 22 September 2026

By using viratchoksi.com you agree to these terms. The site is published by Virat N. Choksi, Chartered Accountant, LL.B., Certified Financial Planner, Mumbai, India.

What this site is

The website describes advisory services and publishes general commentary. Nothing on the site is an offer to the public, investment advice, a tax opinion, or a solicitor’s opinion for your facts. A professional relationship begins only if both sides agree in writing (or by another form of engagement Virat confirms).

Enquiries

Submitting the contact form, sending email, or calling does not by itself create a client engagement, a duty of care, or confidentiality beyond ordinary professional courtesy and applicable law. Virat may decline an enquiry, including where there is a conflict or where the work is outside the practice.

No reliance on general content

Blog posts and other public pages are educational. Tax law, markets, and regulation change. You should not act on site content alone. Outcomes mentioned in any discussion are not a promise of similar results.

Accuracy and availability

Reasonable care is taken to keep the site available and current, but the site may contain errors or be offline. Virat is not liable for loss arising from use of the site, from reliance on public content, or from delay in answering an enquiry, except where liability cannot be excluded under Indian law.

Intellectual property

Text, layout, and branding on this site are owned by Virat N. Choksi unless another owner is stated. You may not copy the site for commercial use without permission. You may share a page link.

Governing law

These terms are governed by the laws of India. Courts in Mumbai have exclusive jurisdiction, without prejudice to any mandatory rights you may have.

Contact

Questions about these terms: [email protected] or the contact form.

These terms are a website notice. They are not a substitute for an engagement letter.